Modified Car Insurance
Before we delve into Modified Car Insurance‚ let us first get an idea of modified cars. If you are reading this‚ there is every likely that you love driving your car and may be a modified one. The insurance companies call those cars which are given some additional touch or alterations from its standard specifications as modified cars. Generally all car manufacturers have a standard specification of the car when it is being rolled out. Now the car users may go for some features other than the standard ones like engine modifications‚ air filters‚ in–car entertainment system‚ alloy wheels and so on. The list could be endless depending upon your needs.
Now we have a clear picture of what exactly a modified car is all about. These modified cars have greater performance than the standard ones. Getting insurance for your standard car is no big deal. But when it comes to getting a modified car insurance‚ theres a lot to it than it meets the eye. Infact its tough to find a modified car insurance for lower quotes. If you have a modified car‚ get ready to pay a hefty premium towards the modified car insurance.
Finally you end up paying an extortionate amount just to insure your modified car. Its comparatively easier to get modified car insurance for changes made to external appearance of the car like alloy wheels‚ tailgate spoilers etc. But this too comes at no cheap prices. Even for in–car entertainment system modifications‚ it is easier to find an insurer. For such issues you should search insurance quotes in the usual manner. Now when it comes to engine modifications to get higher performance‚ better speeds and mileage‚ it is really difficult to find a modified car insurance provider. Most of the companies would even hesitate to give you a quote for your modified car.
All you can now do is to search for such an insurance company which may provide cover to your modified car. First of all pick of several of the better value quotes. Always ensure that they give you exactly what you are in need of. Cheapest solution is not always the best one. Then after a company gets ready to cover your car‚ give all the details of the modifications done on the car. Remain honest with your insurer always; it will certainly help you a lot later on. Misinforming your insurer or altering details to get a cheaper quote may result in voided insurance‚ once the insurer finds it out. So it is advised to be on the safer side always. After collecting quotes from all the insurance companies which provide Modified Car Insurance, select the one which suits your needs and budgets very well. Again the cheapest insurer may not be the best one for your precious car.
The modified car insurance will provide you the best value for money as well as all the features you may be looking for‚ even though they are difficult to catch hold of. The procedure may be again a bit slower than the regular ones. So always follow the above mentioned guidelines finely when you set out to insure your modified car.